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Widerman Malek Law Blog

Florida HOA Foreclosure and Surplus Funds Simplified

There has been a lot of media coverage about banks foreclosing on homeowners in recent years.  Another type of foreclosure that hasn’t received as much attention involves homeowner associations (“HOA”) suing property owners for failing to pay their dues. Homeowners can lose their homes, which is clearly a terrible outcome.  Unless they know their legal […]

Start Thinking About Your Digital Estate Plan

Traditionally, the legal world has lagged behind advances in technology.  In this high-tech internet age, the pace of change rapidly accelerates while our digital presence in daily life continues to grow.  Consider how much our lives revolve around technology.  As individuals and businesses gradually but irreversibly move toward a paperless existence, our gadgets and the […]

What is Debt Validation?

In today’s world, there are many instances where a company attempting to collect a debt is not the same one that originated the debt. When a consumer is dealing with such a party, they have a right to dispute owing anything to this third party and to request the third party does in fact have […]

Be Careful! Three Practices in the Sale of Used Cars you need to Know About

Purchasing a car can be a stressful event. Not only is it normally a large expenditure but it also can involve pressure tactics and the filling out of paperwork you’re unfamiliar with. It’s important to know your rights and to protect your interests when spending so much money. The following are three common practices in […]

Kissimmee/Osceola Chamber Presents: Chamber Business Academy for Business Owners and Operators

Business owners and operators can learn how to build and grow their businesses in this five week course taught by experts in the areas of finance & administration, Leadership & management, sales & marketing, and HR & legal.  Course sessions include lunch and a special guest speaker on locally-available business resources.  A $500 Value!! Participants are required to attend […]

Real Estate Contracts 101

By: Ness Chakir, Esq. Are you buying or selling real estate in Florida? If so, all the terms of deal will be set forth in a written contract governed by Florida law.  Buyers and sellers have the ability to use an already written up contract that has been approved by the Florida Association of Realtors® […]

The National Will Registry—Help For Families Who Can’t Find The Original Last Will And Testament Following Death

By Mark A. Freeman, Esq. The majority of Americans do not have an estate plan, though they may be aware of the importance of preparing for that one sure thing in life.  For many who have taken the time to deal with such a serious matter and create an estate plan, another problem commonly arises.  […]

Wa Wa and the Attack on Small Business

By Charles P. Castellon, Esq. © 2015, All Rights Reserved. Small business has long been the heart of our nation’s economy.  For years, however, giant national and global companies have taken a greater market share and made it more difficult for mom and pop businesses to survive.  We’ve all seen independent retailers and hardware stores […]

Indications that Foreclosure Woes are not Over – HELOC Resetting and the Depletion of Savings

Foreclosures down from peak numbers, but there are signs foreclosures may spike again. There is no doubt that foreclosure cases are far down from peak numbers during the crisis.  The economy has improved, although at a painfully slow pace.  The real estate market has rebounded generally and there are even hot markets throughout Florida, fueled […]

Debt Relief and Taxes: What Happens to Debt Forgiven by Lender? by Guest Blogger Marian “MJ” Jacklich, CPA

By:  Marian “MJ” Jacklich, CPA (Guest Blogger) You found yourself sliding down a money ramp you never thought was possible.  Whether from a job loss, business problems, health problems, trying to help family members, or a mix of these, you now find yourself stretching every dollar you have that does come in and you still find […]

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