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Widerman Malek Law Blog
Real Estate Contracts 101
By: Ness Chakir, Esq. Are you buying or selling real estate in Florida? If so, all the terms of deal will be set forth in a written contract governed by Florida law. Buyers and sellers have the ability to use an already written up contract that has been approved by the Florida Association of Realtors® […]
The National Will Registry—Help For Families Who Can’t Find The Original Last Will And Testament Following Death
The majority of Americans do not have an estate plan, though they may be aware of the importance of preparing for that one sure thing in life. For many who have taken the time to deal with such a serious matter and create an estate plan, another problem commonly arises. The surviving loved ones often […]
Wa Wa and the Attack on Small Business
By Charles P. Castellon, Esq. © 2015, All Rights Reserved. Small business has long been the heart of our nation’s economy. For years, however, giant national and global companies have taken a greater market share and made it more difficult for mom and pop businesses to survive. We’ve all seen independent retailers and hardware stores […]
“Specialty” Credit Reports: The Other Consumer Reporting Agencies Selling your Information
Everyone knows they have a credit score and most have an understanding that there are “major” credit reporting agencies that create credit reports from which these scores are derived. What many do not know is that there are speciality reporting agencies that exist, gathering different types of data and providing more narrow information. These specialized reports […]
What you should know when you fall behind on your mortgage – Florida Foreclosure
Attorney Charles Castellon of Widerman Malek Celebration Law Office answers a frequently asked question: What happens when you fall behind on your mortgage in Florida?
About Bank of America’s Recent Settlement with the Department of Justice
Much written about the glaring lack of criminal prosecutions against leaders of the lending industry and the titans of Wall Street for their widespread fraud in the selling of mortgage-backed securities. This wildly lucrative collaboration created the historical financial crisis from which the world is still recovering. The feds have, however, brought some civil actions […]
Private Lending Basics – An Introduction by Guest Blogger Augie Byllott
It is said that, “money makes the world go ‘round” whether that is true or not is up to you to decide but in many respects it does make the world of commerce go ‘round! In the world of investment real estate there are myriad ways to buy, sell and finance real estate. The following […]
Foreclosure Crisis – Where We Are Headed
We have discussed where the foreclosure crisis has been. This brings us to the questions of where are we now and where is the crisis headed? One major issue for borrowers involves the expiration of the Mortgage Debt Relief Act (MDRA). Passed during the infancy of the crisis in 2007, this federal law in essence […]