Ralph Dyer practices primarily in the areas of corporate and business law, including corporate formation, mergers and acquisitions and corporate transactions as well as employment law. He also handles litigation matters, dispute resolution, intellectual property (including trademarks) and software licensing.
Ralph has been a Florida Bar member since 1996 and has served as a turnaround business consultant and was the executive director and board chairman of a non-profit financial and HUD-authorized housing counseling organization for seven years. In that role, Ralph was responsible for leading the company through a transition following a downsizing and later through a merger with a larger organization.
Just prior to joining Widerman Malek, PL, Ralph operated his own solo law practice where his clients included small businesses and individuals, as well as publicly-traded companies.
Ralph started his legal career as the in-house attorney for Americatel, a Chilean-owned telecommunications company in Miami that became the first foreign-owned company to obtain an FCC license. He also served as senior counsel for Intermedia, a Tampa-based telecommunications service provider. Following Intermedia, Ralph became general counsel and corporate secretary of Comdial, a telecommunications software and equipment manufacturer where in addition to his duties as a public company general counsel, he oversaw the outsourcing of the company’s manufacturing and distribution and its human resources function.
Ralph has been active in his community, most notably providing pro bono legal services and other voluntary work for the mentally and physically challenged. This cause is particularly important to Ralph because his daughter has special needs.
On behalf of the undersigned individually and for the applicant business:
I/We authorize my/our insurance company, bank, financial institution, or other creditors to release to SBA all records and information necessary to process this application.
If my/our loan is approved, additional information may be required prior to loan closing. I/We will be advised in writing what information will be required to obtain my/our loan funds.
I/We hereby authorize the SBA to verify my/our past and present employment information and salary history as needed to process and service a disaster loan.
I/We authorize SBA, as required by the Privacy Act, to release any information collected in connection with this application to Federal, state, local, tribal or nonprofit organizations (e.g. Red Cross Salvation Army, Mennonite Disaster Services, SBA Resource Partners) for the purpose of assisting me with my/our SBA application, evaluating eligibility for additional assistance, or notifying me of the availability of such assistance.
I/We will not exclude from participating in or deny the benefits of, or otherwise subject to discrimination under any program or activity for which I/we receive Federal financial assistance from SBA, any person on grounds of age, color, handicap, marital status, national origin, race, religion, or sex.
I/We will report to the SBA Office of the Inspector General, Washington, DC 20416, any Federal employee who offers, in return for compensation of any kind, to help get this loan approved. I/We have not paid anyone connected with the Federal government for help in getting this loan.
CERTIFICATION AS TO TRUTHFUL INFORMATION: By signing this application, you certify that all information in your application and submitted with your application is true and correct to the best of your knowledge, and that you will submit truthful information in the future.
WARNING: Whoever wrongfully misapplies the proceeds of an SBA disaster loan shall be civilly liable to the Administrator in an amount equal to one-and-one half times the original principal amount of the loan under 15 U.S.C. 636(b). In addition, any false statement or misrepresentation to SBA may result in criminal, civil or administrative sanctions including, but not limited to: 1) fines and imprisonment, or both, under 15 U.S.C. 645, 18 U.S.C. 1001, 18 U.S.C. 1014, 18 U.S.C. 1040, 18 U.S.C. 3571, and any other applicable laws; 2) treble damages and civil penalties under the False Claims Act, 31 U.S.C. 3729; 3) double damages and civil penalties under the Program Fraud Civil Remedies Act, 31 U.S.C. 3802; and 4) suspension and/or debarment from all Federal procurement and non-procurement transactions. Statutory fines may increase if amended by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015.
I/we authorize Widerman-Malek PL to process my loan application/s based on the information provided.
I certify that: