Widerman Malek Law Blog

Brett A. Hyde Joins Widerman Malek, PL

August 17, 2015 Contact: Mark Malek Tel. 321-255-2332 Email: mark@uslegalteam.com   FOR IMMEDIATE RELEASE BRETT A. HYDE Widerman Malek, PL is pleased to announce that Brett A. Hyde  has joined the firm as an Attorney. Brett is a member of the Florida bar.  He, graduated from Florida State University and received his Juris Doctorate from Barry […]

Bankruptcy laws today

Bankruptcy is a term used to describe a situation where a person or business can no longer pay their debts. Bankruptcy is filed under 3 main types of bankruptcy; Chapter 7, Chapter 11 and Chapter 13.  The bankruptcy laws are used to help a person or business liquidate assets and pay off creditors or enable […]

Florida law and Chapter 13 bankruptcy

What is a Chapter 13 bankruptcy? When an individual cannot pay his or her debts under the current repayment arrangements with his/her creditors, he or she can file for a Chapter 13 bankruptcy. Under its provisions, a proposal must be submitted to the creditors for a 3 to 5 year repayment plan, which will offer […]

How to file bankruptcy in Florida

In the most unfortunate event that you have to file for bankruptcy, it would be wise to know in advance what you would be getting into. As of 2005 the rules governing this circumstance have changed and what is required now is: a)      Credit Counseling and financial management. All individuals that need to file for […]

Florida Bankruptcy exemptions

For various reasons, whenever an individual files for bankruptcy, some of his assets are protected and exempted from seizure. The exemption may take the form of either protecting the asset itself, or an amount in cash after the bankruptcy proceedings. Law section 222 includes a list of categories under which a property could be exempted […]

What you need to know before your Chapter 13 Discharge

Nearing a Chapter 13 discharge brings relief to many. After months or years of payments and litigation, you can finally begin your new financial life. As you enter this new phase, there things to keep in mind to insure your discharge and to prepare for financial freedom. Maintain plan requirements Fight any urge to celebrate […]

What is a reaffirmation agreement?

A reaffirmation agreement allows you to reaffirm debt that you owe prior to a bankruptcy. In essence, you make arrangements to continue paying your debt throughout the bankruptcy, as though you never filed. This debt is not a part of the bankruptcy discharge. In order to decide if a reaffirmation agreement is right for you, […]

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