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Widerman Malek Law Blog

Beware of the Zombie Property Apocalypse

By: Charles P. Castellon In recent years, zombie movies and television shows have been a big hit.  I think there’s a certain release that comes from watching gory violence committed by and against the undead.  I’m still unsure of the rules for how to vanquish a zombie, but there’s another zombie problem in the real […]

Private Lending Basics – An Introduction by Guest Blogger Augie Byllott

It is said that, “money makes the world go ‘round” whether that is true or not is up to you to decide but in many respects it does make the world of commerce go ‘round!  In the world of investment real estate there are myriad ways to buy, sell and finance real estate.  The following […]

Foreclosure Crisis – Where We Are Headed

We have discussed where the foreclosure crisis has been.  This brings us to the questions of where are we now and where is the crisis headed?  One major issue for borrowers involves the expiration of the Mortgage Debt Relief Act (MDRA).  Passed during the infancy of the crisis in 2007, this federal law in essence […]

Creditor Harassment – There Are Laws That Protect You

One of the most powerful defenses Florida consumers have against harassing behavior from creditors is the Florida Consumer Collection Practices Act (“FCCPA”). This state law lists a number of prohibited acts creditors are not allowed to take part in. Florida Statute 559.72 outlines  nineteen (19) separate types of act creditors are not allowed to participate in. Many of these prohibited […]

Elizabeth Warren and the Equal Employment for All Act – What this says about the importance of credit

Senator Elizabeth Warren and a group of fellow Senators, introduced a bill February of this year that would amend the Fair Credit Reporting Act to prevent employers from requiring prospective employees to disclose their credit history. It would also prevent employers from refusing applicants based on a bad credit rating. The prospects of the bill passing is a […]

Everything You Ever Wanted to Know About Short Sales But Were Afraid To Ask

Everything You Ever Wanted to Know About Short Sales But Were Afraid To Ask By Charles P. Castellon, Esq. Throughout the foreclosure crisis, many distressed borrowers have pursued a short sale of the property as a solution to the problem.  Though there has been much written about short sales, many homeowners evaluating their options lack […]

Why We Want to Serve Our Clients Bacon & Eggs

In February 2014, I attended a one-day conference in Ft. Lauderdale.  I considered the fee expensive for a one-day event, but I thought it would be educational and a good networking opportunity.  I booked a room in the high-end hotel in which the conference was held and headed down to the event that morning.  Just […]

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